Yearn USDC

USDC·Ethereum·curated by Yearn

APY3.75%+0.25% vs 30d

TVL$4.95M

Risk score35/ 100

Plain English explanationWritten by Sharpe Finance research · model card · last update 2026-05-12

What this vault actually does

Yearn USDC vault lends its underlying assets only to blue-chip markets. Optimization across markets is handled automatically and supply caps are set based on various factors and continuously monitored by the Yearn team as well.

What breaks this vault

The honest version. Every structural failure mode this vault is exposed to, ranked by severity. If you want to know whether to invest, start here.

Cap-weighted utilization is 90.4%, leaving little idle buffer. Large same-day redemptions may queue behind active loan repayments.

Weighted LLTV across markets is 86.0%. Sharp collateral drawdowns can trigger cascading liquidations faster than vault parameters can be adjusted.

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