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Steakhouse USDC

USDC·Ethereum·curated by Steakhouse Financial
APY4.04%+0.68% vs 30d
TVL$69.3M
Risk score41/ 100
Same yield, exotic risk

17% of this vault sits in exotic / elevated-risk collateral, yet it earns 4.25% on USDC versus 4.27% for a plain USDC vault (-2 bps). You're not being paid for the extra risk.

Plain English explanationWritten by Sharpe Finance research · model card · last update 2026-05-12
What this vault actually does

The Steakhouse USDC vault aims to optimize yields by lending USDC against blue chip crypto and real world asset (RWA) collateral markets, depending on market conditions. We call this the “dual engine.”

What breaks this vault

The honest version. Every structural failure mode this vault is exposed to, ranked by severity. If you want to know whether to invest, start here.

Cap-weighted utilization is 90.2%, leaving little idle buffer. Large same-day redemptions may queue behind active loan repayments.

Weighted LLTV across markets is 86.9%. Sharp collateral drawdowns can trigger cascading liquidations faster than vault parameters can be adjusted.

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