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Yearn OG USDC

USDC·Base·curated by Yearn
APY4.57%-0.04% vs 30d
TVL$2.02M
Risk score27/ 100
Paid for the risk

100% of this vault is in exotic / elevated-risk collateral, earning +111 bps over a plain USDC vault.

Plain English explanationWritten by Sharpe Finance research · model card · last update 2026-05-12
What this vault actually does

Yearn OG vaults lend underlying assets to markets labeled as moderate risk (-2) by the Yearn team. Optimization across markets is handled automatically via an algorithm developed by Yearn. Supply caps are set based on various factors and continuously monitored by the Yearn team as well.

What breaks this vault

The honest version. Every structural failure mode this vault is exposed to, ranked by severity. If you want to know whether to invest, start here.

Primary loan or collateral asset is a stablecoin. A sustained depeg below 99 cents impacts NAV and disables liquidation routing for non-USD collateral.

Vault is split across 12 markets. More markets means more parameter surface area for the curator to monitor.

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