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Yearn OG USDC

USDC·Ethereum·curated by Yearn
APY4.55%+0.36% vs 30d
TVL$5.18M
Risk score24/ 100
Paid for the risk

39% of this vault is in higher-risk collateral, earning +134 bps over a plain USDC vault.

Plain English explanationWritten by Sharpe Finance research · model card · last update 2026-05-12
What this vault actually does

Yearn OG vaults lend underlying assets to markets labeled as moderate risk (-2) by the Yearn team. Optimization across markets is handled automatically via an algorithm developed by Yearn. Supply caps are set based on various factors and continuously monitored by the Yearn team as well.

What breaks this vault

The honest version. Every structural failure mode this vault is exposed to, ranked by severity. If you want to know whether to invest, start here.

Cap-weighted utilization is 90.4%, leaving little idle buffer. Large same-day redemptions may queue behind active loan repayments.

Weighted LLTV across markets is 87.7%. Sharp collateral drawdowns can trigger cascading liquidations faster than vault parameters can be adjusted.

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