Sharpe ProAPI · AUM flows · weekly intel · research
Access
Sharpe Finance
Connect your wallet
Browse vaults
P

MEV PYUSD Stable

PYUSD·Ethereum·curated by MEV Capital
APY12.41%+0.5% vs 30d
TVL$38.9M
Risk score46/ 100
Plain English explanationWritten by Sharpe Finance research · model card · last update 2026-05-12
What this vault actually does

Stable yield vault denominated in PYUSD, capturing PayPal's stablecoin incentive program in addition to organic borrow demand.

Where the yield comes from

PYUSD as a loan asset is structurally underutilized; lending it captures both a programmatic incentive from PayPal/Paxos and a higher organic rate due to lower supply.

Why the APY exists

PYUSD borrow rates are elevated because PYUSD supply is thinner than USDC/USDT, and curator stacks PayPal's distribution incentive on top.

Why institutions may trust it

Curator publishes the PayPal incentive schedule monthly. Allocation list is conservative — only wstETH and cbBTC.

Why they may not

PYUSD is a newer regulated stablecoin issued by Paxos. Issuer / regulatory event tail risk is higher than USDC.

What breaks this vault

The honest version. Every structural failure mode this vault is exposed to, ranked by severity. If you want to know whether to invest, start here.

Paxos can freeze PYUSD under regulatory order; depeg or pause would impair vault redemption.

Regulator-driven actions could affect PYUSD redemption mechanics.

Loading vault…